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Bespoke crypto lending

OTC loans, structured credit and yield on idle assets, for institutions, trading firms and corporates. Collateral sits with qualified custodians and is verified against their records.

Contact our team

24h

From term sheet to disbursement

Liquid majors

BTC, ETH, XRP and other major assets accepted as collateral

24/7

The desk is reachable at any hour

Up to 80%

Loan-to-value, set against the collateral profile

The desk

Credit written per counterparty

Hilbert lends to qualifying institutions, trading firms and corporates. Terms are set facility by facility. Collateral, duration and structure follow the counterparty rather than a standard product sheet.

Independently verified

Collateral proofs run continuously against custodian records.

Over-collateralised

Conservative loan-to-value, liquid majors only.

Institutionally custodied

Licensed and qualified custodians hold the collateral.

Written per facility

Duration, collateral and tenor set to the mandate.

Three ways
to access credit

Which one fits depends on the duration you need, the collateral you can post, and the view you are taking.

OTC lending

Loans agreed directly with the desk against collateral you post. Used for trading capital, short-term liquidity and treasury needs.

  • Loan agreement and collateral schedule written per facility
  • Crypto collateral, or a mix of crypto and other assets
  • Duration, notice period and collateral agreed with you, not taken from a product sheet
  • One point of contact at the desk, from term sheet to repayment

Structured products

Credit with the payoff shaped around a market view, rather than a flat loan.

  • Structures that lower the cost of the facility, or move where liquidation risk sits
  • Terms linked to volatility where the view calls for it
  • Different collateral profiles handled on their own terms
  • Worked through with the structuring desk before the facility is written

Yield generation

Idle assets lent out through the desk’s own lending programme.

  • Return comes from lending the assets, not from taking market direction
  • Same collateral and counterparty limits as the rest of the book
  • Deployment, monitoring and reporting handled by the desk
  • Set against your treasury policy and risk limits
Hilbert

Collateral you can verify.
Terms you can read.

Every facility, over-collateralised.

A verification stack,
not a trust stack

Collateral is held at qualified institutional custodians. It is never commingled with the manager and never sits in a venue you cannot see into. Loans and the assets behind them are verified continuously by independent systems.

Proofs

Independent verification

Collateral proofs run continuously against custodian records.

01

Custody

Qualified custody

Collateral sits with licensed and qualified custodians, never commingled.

02

Headroom

Conservative LTVs

Over-collateralised on liquid majors, with margin calls early enough to sell inside market depth.

03

Limits

Concentration limits

Applied by borrower, by collateral asset and by tenor.

04

Structuring

Written per facility

Collateral, pricing and tenor set facility by facility, with the same people on it throughout.

05

Experience

Cycles behind it

The desk has priced collateral and managed margin through several market cycles.

06

Indicative only

Desk at a glance

Headline parameters. Final terms are set in the facility agreement. The factsheet carries the detail on structures, collateral, custody and verification.

OTC · Structured · Yield

Lending structures

Institutions · Trading firms · Corporates

Eligibility

Liquid majors (BTC, ETH, XRP)

Accepted collateral

Conservative, over-collateralised

Loan-to-value

For institutional and professional investors

Request your loan

Secured credit on digital assets, custodied and verified. Speak with the Hilbert lending desk to scope terms and a credit line.

For qualifying institutional and professional counterparties only. Not an offer of credit. Digital assets are volatile and collateral values can fall. Facilities are subject to approval, documentation and collateral requirements.